Here are the facts:

Here are the facts:

The US economy has now added more than a million net new jobs over the last three months. This was the best 90 days’ worth of hiring since 1997.

More jobs were created in 2014 than during any year since 1999.

759,000 people just joined the labor force and there was no post-holiday seasonal decline – it may be that temporary workers are sticking.

Average hourly wages rose .5% in January.

The cost of living has only risen .8% over the last year while wage growth has outstripped it, rising by 2.2%.

21 of 50 states put through minimum wage hikes, including populous ones like NY, FL and NJ.

US energy consumers have received a cumulative $14 billion tax cut (and counting) as a result of the oil price decline since June.

Consumer confidence just smashed through the highest level since August 2007. Consumers are saying their “present condition” is the best it’s been since January 2008.

Auto sales rose 14% in January 2015 versus 2014, with 1.15 million vehicles sold in the US. Auto sales are now on an annualized pace of 16.6 million vehicles, the highest rate since 2006.

In December, commercial loan demand grew for the first time since June. Consumer loan applications and approvals are also expanding with dirt-cheap borrowing costs at levels that were previously unimaginable.

Single-family housing starts jumped 7.2% in December to an annual pace of 728,000. This is the best level for new home groundbreaking since March 2008. There’s more on the way – single-family home building permits rose 4.5% to their highest level since January 2008.

20% of consumers report that “jobs are plentiful” versus just 25% who say that jobs are hard to find. The differential between the two was cut in half between December and January, from -10 to -5, and shrinking.

96% of Americans with 401(k) accounts are actively participating and the average savings rate is 12% of salary (Fidelity). Among employees contributing to a 401(k) for ten years or more, the average balance is $248,000, up 11% from the end of 2013. The average balance across all 401(k) accounts is now over $100,000 and it has doubled since the end of 2008 (Vanguard).

US household net worth hit $81.5 trillion. This includes all stocks, bonds, properties and business values, minus any debts or liabilities. This is a new all-time record.

You’re welcome to attach any caveats to this data that you’d like to. You can qualify some or all of it. You can speculate on when any of these trends may end or whether the data comes from trustworthy sources. You can point out the various ways in which any or all of these data points are “not telling the real story” or you can dismiss the meaning of the numbers themselves when compared with A, B or C.

That’s up to you. But these are the facts.

This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment.

The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Ritholtz Wealth Management employees providing such comments, and should not be regarded the views of Ritholtz Wealth Management LLC. or its respective affiliates or as a description of advisory services provided by Ritholtz Wealth Management or performance returns of any Ritholtz Wealth Management Investments client.

References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others.

Wealthcast Media, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. Investments in securities involve the risk of loss. For additional advertisement disclaimers see here: https://www.ritholtzwealth.com/advertising-disclaimers

Please see disclosures here.

What's been said:

Discussions found on the web
  1. Kinky Bondage commented on Jun 17

    Kinky Bondage

    […]here are some hyperlinks to websites that we link to mainly because we assume they may be worth visiting[…]

  2. Best Butt Plug commented on Jun 18

    Best Butt Plug

    […]the time to read or go to the material or web sites we’ve linked to below the[…]

  3. Anal Lube Review commented on Jun 18

    Anal Lube Review

    […]although internet websites we backlink to below are considerably not related to ours, we feel they may be truly worth a go via, so possess a look[…]

  4. stimulating cream commented on Jun 19

    stimulating cream

    […]we prefer to honor a lot of other online websites around the web, even when they aren’t linked to us, by linking to them. Under are some webpages worth checking out[…]

  5. lyrics commented on Jun 19

    lyrics

    […]Wonderful story, reckoned we could combine some unrelated information, nonetheless genuinely really worth taking a search, whoa did one particular study about Mid East has got more problerms as well […]

  6. Kinky Toys commented on Jun 25

    Kinky Toys

    […]that could be the finish of this report. Right here you’ll locate some web pages that we believe you will value, just click the hyperlinks over[…]

  7. Huge Dildos commented on Jun 25

    Huge Dildos

    […]the time to read or pay a visit to the subject material or web-sites we have linked to below the[…]

  8. How to Insert Kegel Balls commented on Jun 25

    How to Insert Kegel Balls

    […]just beneath, are various completely not associated web-sites to ours, nevertheless, they’re surely worth going over[…]

  9. Dildo Reviews commented on Jun 25

    Dildo Reviews

    […]we came across a cool website which you could possibly delight in. Take a look in the event you want[…]

  10. mp3 download commented on Jun 26

    mp3 download

    […]very handful of internet websites that take place to be comprehensive beneath, from our point of view are undoubtedly very well really worth checking out[…]

  11. برامج نت commented on Jun 26

    برامج نت

    […]always a big fan of linking to bloggers that I love but don’t get a whole lot of link enjoy from[…]

  12. penis pump sex commented on Jun 26

    penis pump sex

    […]one of our guests lately encouraged the following website[…]

  13. bullet vibrator review commented on Jun 27

    bullet vibrator review

    […]we came across a cool web site that you might enjoy. Take a look in case you want[…]

  14. Using Ben Wa Balls commented on Jun 27

    Using Ben Wa Balls

    […]usually posts some really fascinating stuff like this. If you are new to this site[…]

  15. couples toys commented on Jun 27

    couples toys

    […]check beneath, are some completely unrelated sites to ours, having said that, they may be most trustworthy sources that we use[…]