Can Someone Explain this Business Model to Me? Posted November 29, 2012 by Joshua M Brown I’m told this offer from Jos. A Banks also includes a free Android phone. Seriously. I have no idea how this company makes money, but it does. hat tip Michael Now go talk about it. facebook twitter linkedin Read this next.August 14, 2012 The Only Financial Disclaimer You’ll Ever NeedAugust 14, 2012 The Only Financial Disclaimer You’ll Ever NeedNovember 20, 2014 Yeah I Said It.